• A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number...
    25 KB (3,442 words) - 22:43, 26 May 2024
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    A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card...
    121 KB (15,157 words) - 14:58, 30 August 2024
  • individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies...
    35 KB (4,360 words) - 09:37, 8 May 2024
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    focuses on installment lending primarily to people with little or no credit history. As of 30 June 2020 the Group has cumulatively served over 135.4 million customers...
    18 KB (1,740 words) - 09:26, 22 August 2024
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    Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the...
    15 KB (1,742 words) - 15:59, 8 August 2024
  • A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability...
    21 KB (1,712 words) - 09:42, 3 May 2024
  • Thumbnail for History of credit unions
    Credit unions are not-for-profit financial cooperatives. In the early stages of development of a nation's financial system, unserved and underserved populations...
    19 KB (2,719 words) - 09:17, 14 February 2024
  • Thumbnail for Fair Credit Reporting Act
    Adverse Credit History Background check Credit card Credit history Credit rating agency Credit score Fair and Accurate Credit Transactions Act Fair Credit Billing...
    20 KB (1,928 words) - 23:01, 2 August 2024
  • the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. Before credit scores, credit was evaluated...
    41 KB (4,502 words) - 09:02, 5 July 2024
  • agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in...
    37 KB (3,991 words) - 04:58, 14 August 2024