The separation of investment and retail banking aims to protect the "utility" aspects of day-to-day banking from being endangered by losses sustained...

Carter Glass and Representative Henry B. Steagall. The separation of commercial and investment banking prevented securities firms and investment banks from...

universal bank is a type of bank which participates in many kinds of banking activities and is both a commercial bank and an investment bank as well as providing...

insurance, the Glass–Steagall separation of investment banking, and SEC regulations as providing "50 years without a crisis" and argued that crises returned...

Fractional-reserve banking is the system of banking in all countries worldwide, under which banks that take deposits from the public keep only part of their deposit...

or risk of these investments. These latter include mutual funds, pension funds, wealth managers, and stock brokers, typically servicing retail investors...

business risk and investment risk. The four standard market risk factors are equity risk, interest rate risk, currency risk, and commodity risk: Equity...

to permit certain banking entities to retain those investments. On January 14, 2014, revised final regulations were approved, and the rule came into...

Kingdom are required by the Financial Services (Banking Reform) Act 2013 to ring-fence their retail operations in order to increase depositor protection...

restricting affiliations between banks and securities firms. The 1933 Banking Act's separation of investment and commercial banking is described in the article on...