The effective interest rate (EIR), effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the percentage of interest on...
4 KB (503 words) - 20:02, 21 June 2024
In finance and economics, the nominal interest rate or nominal rate of interest is the rate of interest stated on a loan or investment, without any adjustments...
6 KB (862 words) - 14:24, 16 April 2024
different markets as effective annual percentage rate (EAPR), annual equivalent rate (AER), effective interest rate, effective annual rate, annual percentage...
18 KB (2,592 words) - 09:01, 6 September 2024
percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), is the interest rate for a whole...
31 KB (4,395 words) - 21:43, 23 September 2024
wide range of market interest rates. The effective federal funds rate (EFFR) is calculated as the effective median interest rate of overnight federal...
29 KB (2,852 words) - 08:23, 19 September 2024
An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed (called the principal sum). The...
36 KB (4,272 words) - 00:50, 9 September 2024
The annual effective discount rate expresses the amount of interest paid or earned as a percentage of the balance at the end of the annual period. It is...
4 KB (630 words) - 02:43, 11 June 2023
annual rate, r12, assumes only one payment per year and is not an "effective" rate for monthly payments. With monthly payments, the monthly interest is paid...
71 KB (10,075 words) - 10:09, 12 September 2024
an interest rate cap is a type of interest rate derivative in which the buyer receives payments at the end of each period in which the interest rate exceeds...
12 KB (1,831 words) - 23:37, 28 August 2023
The real interest rate is the rate of interest an investor, saver or lender receives (or expects to receive) after allowing for inflation. It can be described...
15 KB (2,119 words) - 15:00, 25 April 2024