A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number...

A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services, or withdraw cash, on credit. Using the card...

individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies...

focuses on installment lending primarily to people with little or no credit history. As of 30 June 2020 the Group has cumulatively served over 135.4 million customers...

Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the...

Adverse Credit History Background check Credit card Credit history Credit rating agency Credit score Fair and Accurate Credit Transactions Act Fair Credit Billing...

agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in...

Credit unions are not-for-profit financial cooperatives. In the early stages of development of a nation's financial system, unserved and underserved populations...

A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability...

the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. Before credit scores, credit was evaluated...